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作者: KCL |
讓銀行幫你投資不一定賺錢 ~
他們都會叫你分散風險 ~ 長期投資 ~
短期投資要賺大錢是很難的 ~ 他們也不建議 ~
銀行收的費用好像也不少 ~ :shrug:
假如我沒記錯的話 ~ 利息收入 100% 要報稅 ~
投資收入好像只要 50% 要報稅 ~ :)
我是你的話 ... 會拿一部分錢換美金 ...
一部份投資房地產 ...
一部分買股票 or mutual funds ...
都是長期投資就是了 ... :)
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yeah, we have to report only 50% on stocks profit. Actually buying stocks doesn't totally equal to "Risk", such as "Coke", "Microsoft", "Intel" or "Ebay", these famous and steady stocks are absolutely considering a long term investment. I dealed with charter banks before, while every financial advisor tells me that Mutural Funds are safe, my current package value is only 50% left :cry: . Of course, there is a way to earn profit without any risks, that is put all of your money to a long term saving, however, 100% tax reporting on the interest. Anyway, I am quiet seriously to share my experience, that is what the financial advisors concerning at the moment of they provided professional advises, it is not your return for sure, I feel they are 99% concerning the bank's benefits. You know what? many of Mutural Fund advisors they don't buy mutural funds for theirselves but stock combinations.