[藍色的麵包]

too bad ING doesn't have the half a year GIC (just got some info over the phone) .... :cry: :cry: :cry:

the rates are dropping gradually everyday...man...it's killing me...:shakeagnr

I don't know about Canada, but the interest rate in US is expected to rise very soon. If you've got extra money in hand, buy some stocks. The interest rate for GIC is far lower than the rate of inflation, so you're actually losing money over time. Well if you don't wanna take the risk, just buy some stable growth funds or whatever. I personally think it's not a good idea to put your money in a bank(eg. CD, GIC, etc.) when the economy is booming.