[chodo]

最近穩定投資真的很不樂觀...所有各項的年GIC定存都跌到1%多的rate...而各家銀行mutual funds基金更是持續走低..有些甚至快破5年新低...而國家政府美國債劵更是紅的比綠的多...難道零利息的時代已經來臨了? :cry:

所以想請教各位...現在最穩當低風險甚至是無風險的投資是哪樣哪? 最近有風聲說利率會調升來解決通貨膨脹...您覺得會嗎?

如果各位有35萬現金在手上...您會如何投資呢? (請不要說買股票喔...:eeeek:

P.S. 有銀行工作的朋友...如果35萬GIC半年不動能給最高多少rate呢?

謝謝! :good:

[summery]

最近穩定投資真的很不樂觀...所有各項的年GIC定存都跌到1%多的rate...而各家銀行mutual funds基金更是持續走低..有些甚至快破5年新低...而國家政府美國債劵更是紅的比綠的多...難道零利息的時代已經來臨了? :cry:

所以想請教各位...現在最穩當低風險甚至是無風險的投資是哪樣哪? 最近有風聲說利率會調升來解決通貨膨脹...您覺得會嗎?

如果各位有35萬現金在手上...您會如何投資呢? (請不要說買股票喔...:eeeek:

P.S. 有銀行工作的朋友...如果35萬GIC半年不動能給最高多少rate呢?

謝謝! :good:

hello....
給你一個參考..
ing安泰...
http://www.ingdirect.ca/en/index.html

Guaranteed Investments (GICs)

1 Year 2.25%
2 Year 2.80%
3 Year 3.30%
4 Year 3.70%
5 Year 4.05%

Registered Guaranteed Investments (RSP GICs)

1 Year 2.25%
2 Year 2.80%
3 Year 3.30%
4 Year 3.70%
5 Year 4.05%

Investment Savings Account (ISA) 2.50%

US Dollar Investment Savings Account (US$ ISA) 1.00%

[chodo]

hello....
給你一個參考..
ing安泰...
http://www.ingdirect.ca/en/index.html

Guaranteed Investments (GICs)

1 Year 2.25%
2 Year 2.80%
3 Year 3.30%
4 Year 3.70%
5 Year 4.05%

Registered Guaranteed Investments (RSP GICs)

1 Year 2.25%
2 Year 2.80%
3 Year 3.30%
4 Year 3.70%
5 Year 4.05%

Investment Savings Account (ISA) 2.50%

US Dollar Investment Savings Account (US$ ISA) 1.00%

thanx for your info bro :) ...do you have any investment with ing安泰?

it's not bank based and no branches at all...kind of risky..but its rates are for sure much higher

[skylinelin]

最近穩定投資真的很不樂觀...所有各項的年GIC定存都跌到1%多的rate...而各家銀行mutual funds基金更是持續走低..有些甚至快破5年新低...而國家政府美國債劵更是紅的比綠的多...難道零利息的時代已經來臨了? :cry:

所以想請教各位...現在最穩當低風險甚至是無風險的投資是哪樣哪? 最近有風聲說利率會調升來解決通貨膨脹...您覺得會嗎?

如果各位有35萬現金在手上...您會如何投資呢? (請不要說買股票喔...:eeeek:

P.S. 有銀行工作的朋友...如果35萬GIC半年不動能給最高多少rate呢?

謝謝! :good:

you got only a few of choices, even mutual funds had risk, but depends on how much it is affordable. Before that, I am strongly suggested to know how much % return that you are expecting, after it is easier to make your decision.

[CK]

you want something with low risk and high return?

please let us know when you discovered it.

[skylinelin]

you want something with low risk and high return?

please let us know when you discovered it.

Please don't forget to tell me that also. Thanks.

[CK]

this looks good to me
not sure if we can get a hold of it though

http://www.theglobeandmail.com/servl...tory/Business/

[skylinelin]

this looks good to me
not sure if we can get a hold of it though

http://www.theglobeandmail.com/servl...tory/Business/

I am quiet interesting on this stock, but still don't know it's initial price, I guess it will be around $25.

[chodo]

first...thanx for the replies from you guys :)

i am not sure if you guys have been dealing or negotiating with the banks before...but aprrarently not from the replies...doing business with banks is probably the lowest risk you can get...but lower risk means lower profits...so how to get the highest return from any secure investment is my top concern...investing money is like playing a game...only if you are dare to bet or not...of course..TIME is one of the bets too...

關於股票...大家對公開發行跟公開集資都不太熟悉...講難聽點..股票就是合法的吸錢...受益者永遠不會是投資者(exceptions are extremely rare)... :shrug:

[CK]

first...thanx for the replies from you guys :)

i am not sure if you guys have been dealing or negotiating with the banks before...but aprrarently not from the replies...doing business with banks is probably the lowest risk you can get...but lower risk means lower profits...so how to get the highest return from any secure investment is my top concern...investing money is like playing a game...only if you are dare to bet or not...of course..TIME is one of the bets too...

關於股票...大家對公開發行跟公開集資都不太熟悉...講難聽點..股票就是合法的吸錢...受益者永遠不會是投資者(exceptions are extremely rare)... :shrug:

u were asking for an investment that has high returns + low risk.
i'm just saying that is almost a improbable combination, and from your reply, u do agree with me. :)